Generally, travel insurance policies have a medical cap at $5,000 or $10,000. That’s enough for a family reunion with grandma in Scotland, or the first ski trip with the grandchildren in Lake Tahoe. And, generally, travel insurance policies cover everybody travelling together on a family trip. But read the fine print to be sure.
For a once-in-a-lifetime ‘bucket list’ trip — to see the penguins in Patagonia or hiking the rugged trails of Bhutan — consider a travel insurance policy that includes helicipter evacuation from even the most remote area. MedJet Assist will even fly you home in a special med-evac aircraft. Expensive? If you had to pay for it out-of-pocket, it could cost $15,000, or more. But your entire family is covered for $350 a year. Now that’s green travel — saving green!
Here are other travel insurance companies I recommend —
- Access America
- Insure My Trip
- TravelGuard International
- Programs offered by American Express, Visa, MasterCard and the AAA.
Compare them by checking Travel Insurance Review, a non-biased industry organization. And be sure to check your homeowner’s policy, even your auto insurance policy for hidden gems of coverage.
A short video about travel insurance and medical travel insurance is on the next page —